What tree surgeons insurance do I need?

Working as a tree surgeon poses many risks. Due to the hazardous nature of work, seeking an appropriate tree surgeons insurance policy should be of top priority.

At Alan & Thomas, we can source tree surgeons insurance that will not only give you peace of mind but will ensure that you’re fully protected should you ever need it. Contact us today to find out more on 01202 754900.

Legal Liability Insurance

There are many risks working as a tree surgeon, as the majority of the time you are working in public places. Legal Liability Insurance provides protection from accidents that happen during tree surgery work that you could be liable for. For example, your chipper sends out a chunk of wood that injures a passer-by and they make a claim against you, this type of tree surgeons insurance is essential in this line of work.

Equipment Breakdown Insurance

As a tree surgeon who relies on specialist tools and equipment, Equipment Breakdown Insurance would cover you if your wood chippers, tree cutting and climbing equipment were to break or fail to operate. This type of tree surgeons insurance would enable you to claim money from your insurer to replace the equipment.

Personal Accident Insurance

If an employee suffered an injury during tree surgery work, Personal Accident Insurance would cover the expenses and provide financial support to your business. This type of tree surgeons insurance is recommended to self-employed or small business owners whose income would cease immediately if an accident were to prevent them from working.

Professional Indemnity Insurance

Professional Indemnity Insurance is essential for any tree surgeon offering professional advice to others. This type of tree surgeons insurance would meet the costs of defending claims made against you for alleged professional negligence.